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Financial Services

Applying multi-disciplinary expertise in science and technology to enable the banking, finance, and insurance industries to meet the challenges of tomorrow.

Latest news and events

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IBM Research at IEEE World Congress on Services 2019

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Research and innovation to address today's greatest financial industry challenges

IBM Research's global finance team is working to adapt core technology innovations — such as secure and elastic microservices-based hybrid cloud solutions, artificial intelligence, blockchain, and quantum computing — to the needs of banks, credit unions, industrial lenders, insurance companies, investment managers, and those who regulate them.

 

IBM plays a vital role in the worldwide finance industry. Our research mission is to be a technology leader and a preferred innovation partner for emerging and leading financial services organizations. We pursue this through a focus on delivering transformative, enterprise-ready innovations.   

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Research areas

Our research falls into four themes: Advanced Analytics for High Finance, Financial Crimes Immune System, Digital Markets and Ecosystems, and the Future of Digital Banking.

IBM Research focuses on delivering innovations that will transform the financial services industries and the world, using advanced technologies like AI, blockchain, quantum computing, IoT, cybersecurity and cloud.

 Advanced analytics for high finance

 Machine learning and natural language processing techniques to analyze vast arrays of traditional and non-traditional data that can provide valuable insight for key functions across financial institutions, including sales and trading, research, and risk management.

Financial crimes immune system

Latest machine learning capabilities and blockchain technologies to revolutionize financial crimes risk management. Research focus range from enhancing financial crimes compliance to re-thinking new ways to perform risk management, including “shared anti-money laundering (AML).”

Digital markets and ecosystems 

Re-imagining the finance industry of the future, IBM Research is investigating deployment of new business platforms and ecosystems. This includes a secure build and execution environment as a foundation for a digital asset infrastructure, which is becoming increasingly important as the tokenized economy emerges.

Future of digital banking  

Digitization of existing infrastructures and launch of new digital banking multi-cloud platforms leveraging automation and machine learning capabilities with a focus on SME banking, credit risk analytics, and automated model risk and compliance.

Financial API Services Fabric 

Access a multicloud and microservices-based enterprise API services fabric with self-managing RESTful financial services.

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Featured news, projects, and research from our blog

IBM at Sibos

Join us at the world premier financial services event in London and see how IBM can help you thrive in a hyper-connected world.

Securing Financial Innovation with AI and Data Encryption

IBM Research is building new AI and data encryption tools to help keep data safe, cybercrime at bay, and bring financial services to new markets.

Finance Industry Goals (FIGs) 

Four grand challenges in financial services that have potential for significant industry-wide and global socio-economic impact.

Financial API Economy and Multiclouds 

A viewpoint of future financial services in terms of enterprise API services and the API ecosystem.

Work with us

We partner with financial institutions, insurance agencies, supervisory agencies and more to bring innovative solutions to the greatest challenges facing the financial industry. For more information about our research and to learn how to work with us use the contact information below.  

Contact us: dklyash@ibm.com