Gary F. Anderson IBM Global Business Services, Center for Business Optimization, 150 South Kettletown Road, Southbury, Connecticut 06488 (gfaus.ibm.com.). Mr. Anderson received his B.S. degree in chemistry from the University of Washington in 1970. He joined the IBM Insurance Research Center in 1995, working on leading-edge Internet-based solutions for the insurance industry. He has been awarded several patents in the areas of distributed computing and Internet-based solutions. Mr. Anderson is currently a solutions architect, working in anomaly-based detection systems focused on the areas of tax fraud, insurance fraud, and insider misuse of enterprise data.

David A. Selby IBM Global Business Services, Center for Business Optimization, Hursley Park, Winchester, Hampshire SO21 2JN, England (David_Selbyuk.ibm.com). Mr. Selby received a Higher National Certificate (HNC) in computer science from Portsmouth Polytechnique in 1982. He is a Fellow of the British Computer Society. Since joining IBM in 1977 in the area of manufacturing, he has held many positions, including microcode engineer, software engineer, research scientist, and consultant. Mr. Selby has been awarded several patents in the field of advanced analytics, and he was named an IBM Master Inventor in 2004. He has received an IBM Outstanding Innovation Award for sustained innovation in real-time analytics. Mr. Selby is currently a solution architect for both the real-time fraud and abuse solutions and the IBM Marketing Event Optimization Solution.

Mark Ramsey IBM Global Business Services, Center for Business Optimization, 1507 LBJ Freeway, Dallas, Texas 76245 (mramseyus.ibm.com). Mr. Ramsey received his B.A. degree in computer science and business administration from Capital University, Columbus, Ohio. He joined IBM in 1995 to launch a consulting and services team focused on business intelligence in the insurance industry. He has been awarded several patents in areas ranging from the deployment of data analytics into relational databases to the optimization of marketing events. Mr. Ramsey is currently the Global Data Analytics leader responsible for the development, sales, and delivery of solutions leveraging the expertise of IBM in the use of analytics and optimization to address various business challenges.